ខេម ខោវCamCow
Member farms

Raise cattle with CamCow

How the partnership works, the farm loan with ARDB Bank, and the standards every member farm follows.

How it works

Every animal follows the same recorded journey on a member farm.

What every member farm gets

  • Cattle suppliedYoung cattle delivered to your farm.
  • Feed deliveredQuality feed for the whole batch.
  • Vet supportVaccination, deworming and checks.
  • We buy them backA buyer at the end of every batch.
  1. STEP 1

    Arrival

    Registered, weighed and vet checked on day one.

    We record: Tag · weight · vet check
  2. STEP 2

    Daily feeding

    Feed recorded every day in the CamCow app.

    We record: Feed, every day
  3. STEP 3

    Weighing and care

    Regular weighing, vaccination and deworming.

    We record: Weight · vaccines · deworming
  4. STEP 4

    Ready for sale

    CamCow buys back and delivers to buyers.

    We record: Final weight · buyer · sale

Working-capital loans for raising cattle

A three-party scheme with credit from ARDB Bank: the farmer raises the cattle, CamCow supplies and buys them back, the bank lends.

Three partners

  • Partner 1FarmerRaises the cattle to standard and repays the loan from the cattle sales.
  • Partner 2CamCowSupplies cattle, feed and know-how, and buys the cattle back at an agreed price.
  • Partner 3ARDB BankProvides the loan.

Seven steps

So farmers can raise cattle with capital and a clear market.

  • Farmer
  • CamCow
  • ARDB Bank
  1. 1ApplyFarmer
  2. 2ARDB reviews the requestARDB Bank
  3. 3Sign the three-party contractAll three
  4. 4Receive cattle, feed and trainingFarmer
  5. 5CamCow issues the invoice for the inputsCamCow
  6. 6ARDB pays the loan against the invoiceARDB Bank
  7. 7Sell the cattle to CamCow and repay the loanFarmer

Loan terms

  • Loan sizeUp to $100,000
  • Interest rateAs agreed with the bank
  • Loan term12 to 24 months
  • Repaying the principalAfter each cattle sale

ARDB Bank decides each loan and its final terms. CamCow does not repay the bank: the farmer repays it from the cattle sales.

Healthy farms

  • Large, clean and hygienic sheds
  • Grazing on natural pasture
  • Enough feed, to standard

Our farming standards

  1. Hygiene, safety and disease prevention
  2. Food, water and care from skilled vets
  3. Humane care that keeps stress low
  4. No banned substances or abnormal growth promoters

Ready to start?

Apply to become a member farm, or call or message us with your questions.